Credit/Lending
Accounts
Business and Association Services
Mortgage Centre
Investment & Financial Planning
Convenience
Service Fees
|
Membership fee, monthly |
$4.00 |
|
SmartCheq: 40 transactions monthly including—cheques, ATM withdrawals, Direct Payment, Bill Payments, Free Travelers Cheques, SmartMouth (Telephone Banking)
|
$12.50
|
|
SmartGold: Unlimited transactions including—cheques, ATM withdrawals, Direct Payment, Bill Payments, Free Travelers cheques, Money Orders, Stop Payments, Certified Cheques, SmartMouth, Interim Statements, Personalized Cheques |
$25.00 |
|
Personal Chequing Cheques & Pre-Authorized Charges OTC Withdrawals Minimum Monthly Service Charge |
$ 0.75 $ 0.75 $ 3.00 |
|
Current Accounts Cheques, Pre-authorized Charges, Deposits Monthly Maintenance Fee |
$ 0.85 $ 6.00 |
|
Combination Accounts Cheques, Pre-authorized Charges, Deposits Monthly Maintenance Fee |
$ 0.85 $ 3.00 |
|
All Chequing Accounts Cheques/Monthly Statements Mailed Personalized Cheques Account History Print Overdraft Transfers Overdraft Handling NSF Returns* Cheques Charged Back Non MICR Encoded Cheques $ US Cheques on $ Cdn. Accounts Stop Payments, Full Details Stop Payments, Incomplete Details Certified Cheques, Member Certified Cheques, Non-member
|
Free Cost $ 3.00 $ 5.00 $ 6.00 $ 42.50 $ 5.00 $ 12.00 $12.50 $ 12.50 $ 20.00 $10.00 $ 15.00
|
|
Savings Accounts OTC Withdrawals Free Unlimited if minimum monthly balance is greater than $1000.
|
$ 1.00
|
|
MemberCard Interac (ATM) Withdrawals Interac (ATM) Deposits Direct Payment - Chequing Accounts Direct Payment - Savings Acccounts Replacement MemberCard |
$1.00 Free $ 0.65 $1.00 $5.00
|
|
SmartMouth Telephone banking with unlimited access, one monthly charge
|
$ 3.00 |
|
Money Orders $ Canadian $ US |
$ 6.50 $ 6.50
|
|
Bill Payments Utilities OWCU MasterCard
|
$ 1.35 Free |
|
Automatic Transfers Initial set up Per transfer
Requested Transfers Between Accounts By Telephone By Email |
$ 5.00 $ 0.50
$ 3.00 $ 1.00 |
|
Travelers Cheques AMEX $ Canadian AMEX $ US |
1% 1%
|
|
Wire Transfers Domestic : Canadian $ International : Canadian $ U.S. $ |
$ 20.00 $ 35.00 $ 25.00 |
|
Records Search < 90 days, per item > 90 days, per hour
|
$ 2.00 $ 25.00 |
|
Transfer of Account Other credit union Other financial institution
|
$ 10.00 $ 15.00 |
|
Miscellaneous Postdated cheques held for deposit Photocopies Fax, per page, local Fax, per page, long distance Bank Confirmations Collections Close Membership < 90 days
|
$ 2.00 $ 0.25 $ 0.50 $ 2.00 $ 25.00 $ 15.00 $ 15.00 |
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Hours of Operation
Tuesday & Wednesday 9:00 A.M. to 4:00 P.M.
Thursday & Friday 9:00 A.M. to 6:00 P.M.