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Our Financial Services
Interest Rates

Savings Accounts

Premium Savings 0.10%
Daily Interest Savings 0.10%
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Registered Retirement Savings Accounts

1 Year 1.00%
2 Year 1.25%
3 Year 1.55%
4 Year 1.70%
5 Year 2.10%
Variable Rate Savings 0.25%
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Term Deposits

Days $5000+* $5000+**
30 0.20% 0.05%
60 0.20% 0.05%
90 0.20% 0.05%
120 0.20% 0.05%
150 0.20% 0.05%
180 0.25% 0.10%
270 0.30% 0.15%
365 1.00% 0.50%

* Non-Redeemable        ** Redeemable

Years

$ 5000+ *

$5000+ **

1 1.00 0.50
2 1.25 1.00
3 1.55 1.30
4 1.70 1.45
5 2.10 1.85

* Non-Redeemable        ** Redeemable

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Residential Mortgages

Term

Rate

6 Months (Open) 6.45%
1 Year (Open) 6.45%
1 Year 3.30%
2 Years 3.65%
3 Years 4.30%
4 Years 5.24%
5 Years 5.59%

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Home Equity Lines of Credit

Variable Interest Rate 5.25%

Personal Loans

Rates for personal loans range from 3.75% to 13.50% and are determined by the purpose of the loan and security provided.

Lines of Credit

Rates for personal lines of credit range from 8.50% to 11.75% and are determined by the security provided.

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PLEASE NOTE:

Interest rates are subject to change without notice.

Rates shown are calculated on a per annum basis.

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© 2000 -2005 OWCU
Ottawa Women's Credit Union
Co-operative House
271 Bank Street
Ottawa ON Canada K2P 1X5
Tel. 613-233-7711 | Fax 613-233-6413 | Email:  info@owcu.on.ca