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Our Financial Services
Investment & Financial Planning
RRSPs | RIOs | RESPs | Mutual Funds

Mutual Funds

Combine High Performance with High Ideals

The Ethical Funds Company™ invests only in companies and economies that meet stringent Ethical® Principles. All investments must:

  • Encourage progressive industrial and employee relations;
  • Support equal opportunity and non-discriminatory practices;
  • Derive a major part of their income from non-tobacco related products;
  • Provide products or services for civilian, non-military purposes;
  • Derive their income from non-nuclear forms of energy;
  • Be committed to environmentally conscious practices.

More and more people are asking where their money is going, and The Ethical Funds Company is proud of its performance and leadership position among socially responsible investments. Feel good about your finances and the future.

See www.ethicalfunds.com

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Start Small and Finish BIG With an Ethical Funds® PAC Plan

  • Simple, Sound & Flexible

There’s a better way to save for your future dreams, a little bit at a time. Ethical Funds Pre- Authorized Contribution, or PAC plan is easier on your budget because you can put money away monthly, without having to make a single large contribution. And our PAC Plan is very flexible, so you can change your contribution amount any time without penalty and investments can be as little as $50 or as large as you like, to suit your goals and budget.

  • Get Ahead of the Crowd

If you’re tired of scrambling to make a single lump sum RRSP contribution at the end of each February, a PAC Plan is the right answer for you. Starting early in the year with regular contributions can help you maximize your returns.

  • Pre-Authorized Contributions Do the Work for You

Planned monthly contributions expose you to less risk from changing markets. Instead of trying to time your purchases to match the market, a PAC Plan does the work for you. It’s a simple, disciplined approach to investing, called Dollar Cost Averaging. Dollar Cost Averaging works with fluctuations in the market to let you buy more units when prices are low and less when prices are high. Although ideal for your RRSP because of its long-term nature, a Pre-Authorized Contribution Plan works well for any investment, small or large, tax sheltered or unsheltered.

 

 

 

 

Mutual funds are offered through Credential Asset Management Inc.  commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the prospectus before investing.  Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.

Ethical Funds® are sold in all provinces and territories across Canada.

® Ethical and Ethical Funds are registered marks owned by Ethical funds Inc. and are used under licence.

The Ethical Funds Company is a trademark owned by Ethical Funds Inc. and is used under license.

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© 2000 - 2004 OWCU
Ottawa Women's Credit Union
300 Slater Street
Kent Street Entrance
Ottawa ON Canada K1P 6A6
Tel. 613-233-7711 | Fax 613-233-6413 | Email: info@owcu.on.ca