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Our Financial Services
Accounts
Personal Chequing | SmartCheq | SmartGold | Savings | Daily Interest Savings | Premium Savings

Personal Chequing

  • A basic, no-frills, pay as you go, chequing account.
  • Statement and cancelled cheques mailed monthly.
  • A line of credit loan can be attached to this account to provide overdraft protection.

SmartCheq

  • Allows 40 transactions per month for a flat fee of $12.50.
  • These transactions include: cheques, ATM withdrawals, Direct Payment, Pre-authorized charges, bill payments.
  • Free travelers cheques.
  • Interest on balances over $1000.
  • Statement and cancelled cheques mailed monthly.
  • A line of credit loan can be attached to this account to provide overdraft protection.
  • Effective December 1, 2003, includes free unlimited access to SmartMouth (telephone banking service)
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SmartGold

  • Allows unlimited transactions per month for a flat fee of $25.00
  • These transactions include: cheques, ATM withdrawals, Direct Payment, Pre-authorized charges, bill payments.
  • Free travelers cheques, money orders, stop payments, certified cheques, SmartMouth, Interim statements, personalized cheques, mortgage transfers, renewals and appraisals.
  • Interest on balances over $1000.
  • Statement and cancelled cheques mailed monthly.
  • A line of credit loan can be attached to this account to provide overdraft protection.
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Savings

Why let your money be lazy, when the credit union has a plan for putting it to work!

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Daily Interest Savings

  • Our Daily Interest Savings account keeps your money busy earning interest every 24 hours, every day of the week.
  • Daily Interest Savings is designed to build your cash reserves, while giving you immediate access to your money whenever you need it.
  • Interest is calculated on your final daily balance, and paid at each month end.
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Premium Savings

  • Our highest earning savings account!
  • Interest is calculated on your minimum monthly balance, and paid quarterly at month end (February, May, August, November).
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© 2000 -2005 OWCU
Ottawa Women's Credit Union
Co-operative House
271 Bank Street
Ottawa ON Canada K2P 1X5
Tel. 613-233-7711 | Fax 613-233-6413 | Email: info@owcu.on.ca